Archive for the ‘Financial’ Category

MidCap Financial Extends and Increases to $600 Million Its Credit Facility Led …

Sunday, March 11th, 2012

BETHESDA, Md., March 7, 2012 /PRNewswire via COMTEX/ –
MIDCAP FINANCIAL, LLC, the nation’s leading independent commercial finance company focused exclusively on middle market healthcare companies, announced today that one of its financing subsidiaries has extended the maturity date to January 2015 and increased to $600 million a credit facility led by Wells Fargo Capital Finance, part of Wells Fargo & Company

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, with commitments from SunTrust Bank, Key Equipment Finance, Capital One, Fifth Third Bank, EverBank Commercial Finance, and The Huntington National Bank. The facility provides financing against MidCap’s asset-based loans to healthcare companies.

In other financing developments, MidCap has also added three new lenders to its stable of banks who provide credit on its real estate asset class. In all, MidCap has raised $218 Million from six new lenders during the first two months of 2012. These new commitments bring MidCap’s total debt financing commitments to more than $1 billion from 18 different credit partners.

Together with its equity capital commitments, MidCap now has in excess of $1.5 billion of financing capacity to support its four senior debt business lines. After completing a record 2011, MidCap will utilize its growing balance sheet to continue its strong performance for the balance of 2012.

David Moore, MidCap’s CFO, said, “We are thrilled to close this expanded facility with Wells Fargo, a truly supportive partner since MidCap got started in 2008. Wells has continuously stood by us, and we will certainly benefit from their efforts to further syndicate this facility. Likewise, having the confidence and support of world class companies like SunTrust, Key, Capital One, Fifth Third, EverBank, and Huntington is truly gratifying. We plan to utilize this critically important facility, together with those from our other credit partners, to take advantage of the current strong market to build our senior debt portfolio.”

About MidCap Financial, LLC:

MidCap Financial is a commercial finance company focused on middle market lending in the broad national healthcare industry. MidCap specializes in $5 million to $200 million loans. The company is headquartered in Bethesda, MD, with offices in Chicago and Los Angeles, and focuses in four areas:

Asset-Based working capital loans to healthcare providers collateralized by third-party accounts receivable and other assets;

Leveraged loans to healthcare companies backed by private equity sponsors;

Life Sciences loans to VC-backed and public pharmaceutical, biotech, and medical device companies;

Real Estate loans to skilled nursing facilities, senior housing properties, and medical office buildings

Additional information about MidCap Financial can be found at
www.midcapfinancial.com

About Wells Fargo Capital Finance:

Wells Fargo Capital Finance is the trade name for certain asset-based lending, accounts receivable and purchase order finance services of Wells Fargo & Company and its subsidiaries, and provides traditional asset-based lending, specialized senior secured financing, accounts receivable financing, purchase order financing and channel finance to companies across the United States and internationally. Dedicated teams within Wells Fargo Capital Finance provide financing solutions for companies in specific industries such as retail, software publishing and high-technology, commercial finance, staffing, government contracting and others. For more information, visit
www.wellsfargocapitalfinance.com .

Contact: MidCap Financial, LLC
David G. Moore, CFO
301-760-7600
dmoore@midcapfinancial.com

SOURCE MidCap Financial, LLC

Copyright (C) 2012 PR Newswire. All rights reserved

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March 9, 2012 5:02p

Japan prosecutors charge key figures in Olympus scandal

Sunday, March 11th, 2012
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TOKYO – Tokyo prosecutors on Wednesday charged Olympus Corp and six key figures in the $1.7 billion US accounting fraud at the camera and endoscope maker, tightening their case in the investigation of one of Japans biggest corporate scandals.

Prosecutors charged ex-chairman Tsuyoshi Kikukawa, former executive vice-president Hisashi Mori and former auditor Hideo Yamada with inflating the companys net worth in financial statements for the fiscal years ended March 2007 and 2008, in violation of the Financial Instruments and Exchange Law.

Also charged were former bankers Akio Nakagawa, Nobumasa Yokoo and Taku Hada, prosecutors said in a statement.

The six were arrested in February on suspicion of filing false financial statements to help hide huge investment losses through complex takeover deals at the company. Prosecutors did not charge a seventh person they arrested last month.

We take these charges very seriously and will continue to strengthen our corporate governance, Olympus said in a statement. We again express our deep apologies to shareholders, investors, business partners, customers and other related parties for causing trouble.

Prosecutors on Wednesday also rearrested Kikukawa, Mori, Yamada and Nakagawa on suspicion of also submitting false financial statements for the fiscal years ended in March 2009, 2010 and 2011.

In Japan it is common for prosecutors to re-arrest suspects under new but related counts. They must decide within 20 days whether the suspects are to be formally charged over the fresh allegations.

Japans securities watchdog on Tuesday requested that prosecutors file criminal charges against the individuals involved in the scandal and the company itself.

Under the charges, Olympus executives could face up to 10 years in prison, or a fine of up to 10 million yen (about $124,000), lawyers have said.

The Securities Exchange and Surveillance Commission (SESC) will also recommend the Financial Services Agency, a government agency overseeing banking, securities and insurance, fine the company more than 100 million yen ($1.2 million) for false accounting, the Nikkei newspaper reported.

The Tokyo Stock exchange said the latest charges would not affect the companys current listing status. In January, the exchange said Olympus could keep its listing but that it would be placed on a security on alert list of companies seen needing to urgently improve their internal management.

The scandal erupted in October when former chief executive Michael Woodford was fired by the Olympus board after he questioned the companys dubious bookkeeping.

Since then, Olympus has admitted it used improper accounting to conceal massive investment losses under a scheme that began in the 1990s. The firm is under investigation by law enforcement agencies in Japan, Britain and the United States.

In December, it filed five years worth of corrected earnings statements to account for the scandal.

Olympus itself is suing for mismanagement five of its eight internal directors, including current President Shuichi Takayama. The company has proposed a new board of directors as it tries to recover from the scandal, subject to approval at a shareholders meeting next month.

Shares of Olympus, which have lost about half of their value since the scandal broke, closed down 1.1% at 1,286 yen on Wednesday afternoon, compared with a 0.6% decline in the broader market.

(Reporting by Chris Gallagher; Additional reporting by Mayumi Negishi; Editing by Chris Lewis)

Max Hockenberry Named Financial Representative of the Year by John Hancock …

Saturday, March 10th, 2012

BOSTON, March 7, 2012 /PRNewswire via COMTEX/ –
Max Hockenberry, an experienced financial services leader with MaxWorth Benefits Group, LLC, was named as the Financial Representative of the Year for all of John Hancock Financial Network. MaxWorth Benefits Group is based in Charlotte, NC, with offices in Columbia and Greenville, SC.

“We congratulate Max and are pleased to recognize his tireless dedication to his work and his clients,” said Brian Heapps, President, JHFN. “To achieve this recognition following two years in a row in our top ten is a testament to the highly personalized approach he takes when working with clients as well as his overall commitment to client service excellence.”

Steve Worthy, partner, MaxWorth Benefits Group, added, “I couldn’t be happier for Max. I’ve worked in the industry for a number of years, many of them with him, and know that he is deserving of this recognition. He certainly is an asset to our firm and clients.”

Known for delving deeply into the concerns of his clients to find solutions, Hockenberry has more than 25 years of experience in financial services. He has worked in specialized areas and is currently focused on incentive compensation design in hospitals and related financial services. Hockenberry teaches the concept of a mutually beneficial pay for call concept which achieves hospital and physician alignment as a Guest Fellow with the Estes Park Institute, the American College of Healthcare Executives (ACHE) Congress, in conjunction with the Horty Springer Law Firm, and numerous other national venues.

Additionally, he has earned a number of advanced educational designations including the Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) from the American College and the Certified Financial Planner (CFP®) from the College of Financial Planning.

About John Hancock Financial NetworkJohn Hancock Financial Network is a national network of independent firms with approximately 1,900 financial professionals across the U.S. A leader with the stability and scale to offer an innovative business model, John Hancock Financial Network gives entrepreneurial financial professionals the power to effectively build unique businesses, based on their own vision and market opportunity. For more information on John Hancock Financial Network and its national network of independent firms, visit
https://www.johnhancockfinancialnetwork.com .

About John Hancock Financial and Manulife Financial Corporation John Hancock Financial is a unit of Manulife Financial Corporation, a leading Canada-based financial services group with principle operations in Asia, Canada and the United States. In 2012, John Hancock celebrates 150 years of serving clients across the United States, while Manulife celebrates its 125th anniversary. Operating as Manulife Financial in Canada and in most of Asia, and primarily as John Hancock in the United States, Manulife Financial Corporation offers clients a diverse range of financial protection products and wealth management services through its extensive network of employees, agents and distribution partners. Funds under management by Manulife Financial and its subsidiaries were C$500 billion (US$491 billion) as at December 31, 2011. Manulife Financial Corporation trades as ‘MFC’ on the TSX, NYSE and PSE, and under ’945′ on the SEHK. Manulife Financial can be found on the Internet at manulife.com.

The John Hancock unit, through its insurance companies, comprises one of the largest life insurers in the United States. John Hancock offers a broad range of financial products and services, including life insurance, fixed and variable annuities, fixed products, mutual funds, 401(k) plans, long-term care insurance, college savings, and other forms of business insurance. Additional information about John Hancock may be found at johnhancock.com.

Securities and Investment Advisory Services offered through Signator Investors, Inc., Member FINRA, SIPC, a Registered Investment Advisor, 197 Clarendon Street, Boston, MA 02116.

Learn more about JHFN at:
www.johnhancockfinancialnetwork.com

Follow us on the web:YouTube –
www.youtube.com/jhfnvideos

Interact with industry thought leaders:
www.JHFNBlog.com

SOURCE John Hancock Financial Network

Copyright (C) 2012 PR Newswire. All rights reserved

New Financial Planning Site Gives Unbiased Advice to Middle Class Families

Saturday, March 10th, 2012

ATLANTA, March 7, 2012 /PRNewswire via COMTEX/ –
When middle class families need to find unbiased financial advice, they can look to CrispyMoney.com, a new magazine website launching today, for the answers that will help them quickly, easily and in language they can understand.

“As a financial planner, I’ve helped many families plan for their retirements and save for their children’s college education funds. But I can only help so many people one-on-one. That’s why we created CrispyMoney.com. It’s a way to give back to the community and to help people who couldn’t normally afford my services,” said Robert Hockett, CFP, Senior Editor of CrispyMoney.com and founder of Cambridge Southern Financial Advisors, a successful Wealth Management Firm headquartered in Atlanta.

The financial planning information site answers such questions as:

How can I select a personal financial planner?

What is the difference between a commission advisor and a fee-only(TM) financial planner?

What is retirement planning?

How can I plan for my child’s college education?

Should I be concerned with inflation?

Which personal finance software should I use?

How do I maximize my tax deductions?

What are the best financial calculators?

Should I refinance my house?

“Our goal is to help families save or make $2,500 or more per year and help make a material difference in people’s lives,” said Hockett, an in-demand speaker on financial planning topics.

The site will be supported by advertisers who want to reach the 60 million households in the U.S. making between $45,000-$200,000 annually, which represents 50.14 percent of the population, said Ken Payne, Director of Technology for CrispyMoney.com.

The site has helpful articles on such financial planning topics as: business, education, financial planning tools, insurance, investing, lifestyle, money management, retirement, surveys, book reviews and website reviews.

Among the most-viewed articles are:

STOP: Is Your 401(k) in Trouble?

Why Risk Management Is Important

Selling Your Business

Setting Goals to Achieve High Quality of Life and Avoid Goal Setting Vertigo(TM)

Top 10 Lifelong Learning Resources

The Wage Gap: Income Disparity between Men and Women

Retirement Plans

Building Value in Your Business

Mortgage and Loan Calculator

Teach the Students in Your Life Financial Decision Making

Disability Insurance

Six Strategies to Eliminate Financial Insecurity

The site also features videos with financial planning information and discussions.

About Robert Hockett, CFP – Senior Editor of CrispyMoney.com

Robert Hockett, CFP® is the Founder and current President of Cambridge Southern Financial Advisors, a successful Wealth Management Firm headquartered in Atlanta, Georgia. As Senior Wealth Manager, Robert specializes in working with senior executives, successful business owners, and high-income, licensed professionals – many of whom are Legal and Healthcare professionals. The Firm has three offices in the Southeast and Midwest.

In 1996, Robert founded Cambridge Southern to help his extended family manage personal and financial transitions after they sold a large middle-market family business. Prior to this, he worked in private banking primarily with licensed professionals and business owners and later joined the private financial advisory group of a Fortune 50 bank. In 1999, he expanded Cambridge Southern’s wealth management services to include a select group of affluent non-family members. Robert is a registered member of NAPFA, which is the most selective association of fee-only financial advisors, the National Association of Tax Practitioners, and the Financial Planning Association.

He is a CERTIFIED FINANCIAL PLANNER® and has been featured or quoted in publications such as the Washington Post, Medical Economics, Smart Money, Financial Advisory, Fast Company, Physicians Advisory, Investment Advisor, the Smart Money Guide to Real Estate Investment, the Complete Lawyer, Atlanta Magazine, Business Week Online, INC Magazine and the Journal of Wealth Management. He also has authored numerous articles and white papers.

Robert has for many years been ranked in various national and regional publications such as “150 Best Financial Advisors for Physicians in the US” by Medical Economics, “5 Star Wealth Manager: Best in Client Satisfaction” by Atlanta Magazine, and “Top 10 Fee-Only Investment Managers” (Firm) by the Atlanta Business Chronicle. He is a regular lecturer on wealth management issues for senior executives, successful business owners, and high-income licensed professionals.

Ken Payne founded Ford Truck Enthusiasts, Inc. in 1997, which operated
http://www.fordtrucks.com , founded in 1996. This website grew to become the largest automotive social network and information Internet website as well as operating a successful specialty auto parts online store. Prior to the sale of the website in 2007, it boasted 400,000 registered members and 1.5 million monthly visitors.

In 2010 Hockett and Payne co-founded KR Web Properties, LLC to combine their talents and provide “Financial Knowledge…Above the Noise.”

SOURCE CrispyMoney.com

Copyright (C) 2012 PR Newswire. All rights reserved

Farm Bureau Financial Services Selects Accenture Claim Components to Optimize …

Friday, March 9th, 2012

NEW YORK, Mar 07, 2012 (BUSINESS WIRE) –
Accenture

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announced today that its claims management
software application, Accenture Claim Components, has been selected by
Farm Bureau Financial Services to serve as the insurer’s core claims
processing system for its personal and commercial lines. The new system
will help Farm Bureau Financial Services streamline its claims processes
and improve its customer service.

“Taking care of our customers when they’ve experienced a loss is our
number one priority,” said Dan Pitcher, General Manager, Farm Bureau
Property & Casualty Insurance Company and Western Agricultural Insurance
Company. “We were looking for a system with the technology to support
all facets of claims processing and increase automation so that our
agents and adjusters can focus even more on our customers. After an
extensive vendor analysis, including a detailed proof of concept, we
were pleased to select Accenture Claim Components to help meet our
claims support needs.”

“We are pleased that Farm Bureau Financial Services has selected
Accenture Claim Components as the core system supporting their personal
and commercial lines claims initiatives,” said Michael A. Jackowski,
global managing director of Accenture Software for P&C insurance. “This
is a clear indication that the technology and processes contained within
Accenture Claim Components lead the industry and address the needs of
insurers of all sizes.”

About Farm Bureau Financial Services

Through an exclusive, multi-state agent force, the companies affiliated
with the Farm Bureau Financial Services brand (Farm Bureau Property &
Casualty Insurance Company, Western Agricultural Insurance Company and
Farm Bureau Life Insurance Company) underwrite, market and distribute a
broad range of insurance and financial services products to individuals
and businesses. For more information, visit
www.fbfs.com .

About Accenture

Accenture is a global management consulting, technology services and
outsourcing company, with approximately 244,000 people serving clients
in more than 120 countries. Combining unparalleled experience,
comprehensive capabilities across all industries and business functions,
and extensive research on the world’s most successful companies,
Accenture collaborates with clients to help them become high-performance
businesses and governments. The company generated net revenues of
US$25.5 billion for the fiscal year ended Aug. 31, 2011. Its home page
is
www.accenture.com .

Accenture Software combines deep technology acumen with industry
knowledge to develop differentiated software products. It offers
innovative software-based solutions to enable organizations to meet
their business goals and achieve high performance. Its home page is
www.accenture.com/software .
For P&C Insurance software, its home page is
www.accenture.com/pcsoftware .

SOURCE: Accenture

Accenture
Francois Luu, +33-6-6053-8428
francois.luu@accenture.com
or
Sean Conway, +917-452-6444
sean.k.conway@accenture.com
or
Peter Soh, +703-947-2571
peter.y.soh@accenture.com

Copyright Business Wire 2012

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Accenture PLC Cl A


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Volume: 1.81M
March 8, 2012 4:02p

Zalicus Reports Financial Results for the Fourth Quarter and Year End 2011

Thursday, March 8th, 2012

CAMBRIDGE, Mass., Mar 07, 2012 (BUSINESS WIRE) –
Zalicus Inc.

/quotes/zigman/120688/quotes/nls/zlcs ZLCS
+6.93%



today reported financial results for the
fourth quarter and year ended December 31, 2011.

“In 2011, we made significant progress in advancing our product
candidates in clinical development, including Synavive, Z160 and Z944,”
commented Mark H.N. Corrigan, MD, President and CEO of Zalicus. “During
2012, we will see the results of those studies and make important
decisions on next steps. This is evident with the successful
reformulation of Z160, in which we have achieved the consistent exposure
levels necessary to evaluate its efficacy in a Phase 2 clinical study
for neuropathic pain later this year.”

Fourth Quarter 2011 and Recent Accomplishments:

Ion Channel Programs:

Significant progress has been made with our Ion channel programs this
quarter.


Initiated and successfully completed a Phase 1 clinical trial
evaluating the pharmacokinetics and safety of a new formulation of
Z160, a novel oral N-type calcium channel blocker. Z160 has been
successfully reformulated to achieve substantial bioavailability and
solubility improvements using a novel, proprietary formulation
technology. Based on the data from this study, Zalicus plans to
advance Z160 into Phase 2 clinical development for neuropathic pain in
the second half of 2012.


Initiated a Phase 1 clinical trial evaluating the pharmacokinetics and
safety of Z944, a novel oral T-type calcium channel blocker with
demonstrated preclinical potential for the treatment of acute and
inflammatory pain.


Published preclinical data in the journal Science Translational
Medicine, describing the activity of Z944 to potently suppress
seizures. This data reinforces the potential biologic activity of
Z944, as it is generally understood that conditions of neuronal
hyper-excitability, such as epilepsy and pain, are mechanistically
linked.

Collaborations:


Entered into a collaboration with Hydra Biosciences. The goal of the
collaboration is to advance development of Zalicus’ preclinical Ion
channel modulator product candidates into clinical development for the
treatment of pain. This collaboration brings together the Zalicus
portfolio of novel, preclinical Ion channel product candidates,
representing multiple calcium and sodium channel modulators, with
Hydra’s leadership in Ion channel discovery and preclinical drug
development. Hydra’s strong position in this area was recently
solidified with the progression into the clinic of its novel TRPA1
modulator for acute pain in collaboration with Cubist Pharmaceuticals.
Zalicus’ clinical-stage novel Ion channel modulators currently in
Phase 1 clinical development for pain, including Z-160, an N-type
calcium channel blocker and Z944, a novel T-type calcium channel
blocker, are not included in this collaboration.

2012 Zalicus Pipeline and Business Goals:

Zalicus has set the following goals for 2012, which include internal
research and development programs and collaborations:


Synavive(R):


Complete Phase 2b SYNERGY rheumatoid arthritis clinical trial and
report top-line data in the third quarter of 2012


Ion Channel Programs:


Complete Phase 1 PK evaluations of Z160 formulations and initiate
Phase 2 clinical study in 2012


Complete Phase 1 evaluation of Z944 and advance into Phase 2
clinical development


Identify new sodium channel development candidate or calcium
channel back-up compounds


Continue to execute on existing cHTS(TM) collaborations and secure new
partners


Target year-end ongoing financial strength

Fourth Quarter and Year-End 2011 Financial Results (Unaudited):

As of December 31, 2011, Zalicus had cash, cash equivalents, restricted
cash and short-term investments of $49.7 million compared to $46.5
million on December 31, 2010.

For the year ended December 31, 2011, revenue was $8.2 million compared
to $46.7 million for 2010. The decrease from the 2010 period was
primarily due to the receipt of a $40.0 million milestone payment from
Covidien in March 2010 related to the FDA approval of Exalgo. Zalicus
recognized $0.8 million in royalty revenue from Covidien based on
Exalgo(TM) sales for the fourth quarter ended December 31, 2011 and a total
of $4.1 million in Exalgo royalty revenue from its commercial launch in
April 2010 through December 31, 2011. We expect revenue for the year
ending December 31, 2012 to be higher than that recorded in the year
ended December 31, 2011, due to higher expected royalties on Covidien’s
net sales of Exalgo.

For the year ended December 31, 2011, net loss was $42.0 million, or
($0.43) per share, compared to a net loss of $35.0 million, or ($0.42)
per share, in the year ended December 31, 2010. Exalgo amortization
expense was $5.1 million for the year ended December 31, 2011 and $18.7
million in 2010. Stock-based compensation expense was $2.2 million and
$2.9 million in the years ended December 31, 2011, and 2010,
respectively. Depreciation expense was $2.1 million and $2.4 million in
the years ended December 31, 2011, and 2010, respectively.

Research and development expenses were $35.3 million in the year ended
December 31, 2011 compared to $23.0 million in the year ended December
31, 2010. The $12.3 million increase from the 2010 period to the 2011
period was primarily due to an increase in clinical development expenses
related to the initiation of Synavive, Z160 and Z944 clinical trials in
2011.

General and administrative expenses were $10.4 million in the year ended
December 31, 2011 compared to $12.1 million in the year ended December
31, 2010. The decrease was due primarily to one-time bonuses being paid
in 2010 related to the FDA approval of Exalgo.

About Zalicus

Zalicus Inc.

/quotes/zigman/120688/quotes/nls/zlcs ZLCS
+6.93%



is a biopharmaceutical company that
discovers and develops novel treatments for patients suffering from pain
and immuno-inflammatory diseases. Zalicus has a portfolio of proprietary
clinical-stage product candidates targeting pain and immuno-inflammatory
diseases and has entered into multiple revenue-generating collaborations
with large pharmaceutical companies relating to other products, product
candidates and drug discovery technologies. Zalicus applies its
expertise in the discovery and development of selective Ion channel
modulators and its combination high throughput screening capabilities to
discover innovative therapeutics for itself and its collaborators in the
areas of pain, inflammation, oncology and infectious disease. To learn
more about Zalicus, please visit
www.zalicus.com .

Forward-Looking Statement

This press release contains forward-looking statements within the
meaning of the Private Securities Litigation Reform Act of 1995
concerning Zalicus, its product candidates, their potential and the
plans for their clinical development, the Zalicus selective Ion channel
modulation technology, and related preclinical product candidates,
Zalicus’ combination drug discovery technology, cHTS, and its financial
condition, results of operations, including expected 2012 royalties on
Covidien’s net sales of Exalgo, and other business plans. These
forward-looking statements about future expectations, plans, objectives
and prospects of Zalicus may be identified by words like “believe,”
“expect,” “may,” “will,” “should,” “seek,” “plan” or “could” and similar
expressions and involve significant risks, uncertainties and
assumptions, including risks related to the sale and marketing of Exalgo
by Covidien, risks related to the development and regulatory approval of
Zalicus’ product candidates, including risks relating to formulation and
clinical development of Synavive and Z160, the unproven nature of the
Zalicus drug discovery technologies, the ability of Covidien and Hydra
Biosciences to perform their obligations under their agreements with
Zalicus, the ability of the Company or its collaboration partners to
initiate and successfully complete clinical trials of its product
candidates, the Company’s ability to obtain additional financing or
funding for its research and development and those other risks that can
be found in the “Risk Factors” section of Zalicus’ annual report on Form
10-K on file with the Securities and Exchange Commission and the other
reports that Zalicus periodically files with the Securities and Exchange
Commission. Actual results may differ materially from those Zalicus
contemplated by these forward-looking statements. These forward-looking
statements reflect management’s current views and Zalicus does not
undertake to update any of these forward-looking statements to reflect a
change in its views or events or circumstances that occur after the date
of this release except as required by law.

(c) 2012 Zalicus Inc. All rights reserved.

Zalicus Inc.
Condensed Consolidated Statements of Operations
(in thousands, except share and per share amounts)
(Unaudited)
Three months Twelve months ended
ended December 31, December 31,
—————————– ——————————–
2011 2010 2011 2010
Revenue:
Collaborations and other $ 2,553 $ 1,174 $ 7,595 $ 45,969
Government contracts and grants 84 143 589 772
———- ———- ———- ———-
Total revenue 2,637 1,317 8,184 46,741
———- ———- ———- ———-
Operating expenses:
Research and development 9,616 5,951 35,294 23,011
General and administrative 2,370 2,856 10,400 12,115
Amortization of intangible 1,286 4,684 5,141 18,736
———- ———- ———- ———-
Total operating expenses 13,272 13,491 50,835 53,862
———- ———- ———- ———-
Loss from operations (10,635) (12,174) (42,651) (7,121)
Interest income 36 40 136 132
Interest expense (397) (12) (976) (12)
Loss on revaluation of contingent consideration — — — (29,286)
Other income 18 177 20 32
———- ———- ———- ———-
Net loss before provision for income taxes (10,978) (11,969) (43,471) (36,255)
Benefit for income taxes 211 — 1,428 1,210
———- ———- ———- ———-
Net loss $ (10,767) $ (11,969) $ (42,043) $ (35,045)
=== ========== === ========== === ========== === ========== ===
Net loss per share–basic and diluted $ (0.11) $ (0.13) $ (0.43) $ (0.42)
=== ========== === ========== === ========== === ========== ===
Weighted average number of common shares used in net
loss per
share calculation:
Basic 99,231,443 89,031,018 97,347,193 82,663,645
========== ========== ========== ==========
Diluted 99,231,443 89,031,018 97,347,193 82,663,645
========== ========== ========== ==========

Zalicus Inc.
Condensed Consolidated Balance Sheets
(in thousands, except per share data)
(Unaudited)
Assets
Current assets:
Cash and cash equivalents $ 2,750 $ 2,820
Restricted cash 50 650
Short-term investments 45,124 41,799
Accounts receivable 1,886 1,605
Prepaid expenses and other current assets 1,397 965
-------- --------
Total current assets 51,207 47,839
Property and equipment, net 5,258 6,898
Intangible asset, net 21,546 26,687
Restricted cash and other assets 1,872 1,245
-------- --------
Total assets $ 79,883 $ 82,669
= ======== = ========
Liabilities and stockholders' equity
Current liabilities:
Accounts payable $ 1,743 $ 1,840
Accrued expenses and other current liabilities 6,133 4,269
Deferred revenue 3,349 2,370
Current portion of term loan payable 4,035 273
Current portion of lease incentive obligation 284 284
-------- --------
Total current liabilities 15,544 9,036
Term loan payable, net of current portion 15,099 2,523
Deferred revenue, net of current portion 3,000 3,667
Deferred rent, net of current portion 605 743
Lease incentive obligation, net of current portion 1,159 1,442
Other long-term liabilities 563 2,261
Stockholders' equity:
-- --
Preferred stock, $0.001 par value; 5,000 shares authorized; no
shares issued and
outstanding
99 89
Common stock, $0.001 par value; 200,000 shares authorized; 99,239
and 89,113 shares
issued and outstanding at December 31, 2011
and 2010, respectively
Additional paid-in capital 340,518 317,581
Accumulated other comprehensive loss (8) (20)
Accumulated deficit (296,696) (254,653)
-------- - -------- -
Stockholders' equity 43,913 62,997
-------- --------
Total liabilities and stockholders' equity $ 79,883 $ 82,669
= ======== = ========

SOURCE: Zalicus Inc.

Zalicus Inc.
Justin Renz, 617-301-7575
CFO
JRenz@zalicus.com
or
Gina Nugent, 617-460-3579
gnugent@zalicus.com

Copyright Business Wire 2012

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ZLCS

Zalicus Inc.


$
1.08

+0.07
+6.93%

Volume: 1.09M
March 8, 2012 4:00p

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Zalicus Inc.


$
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+0.07
+6.93%

Volume: 1.09M
March 8, 2012 4:00p

SaveDaily Lowers Savings Barriers for Financial Institution Customers

Thursday, March 8th, 2012

SEAL BEACH, Calif., March 7, 2012 /PRNewswire via COMTEX/ –
SaveDaily, Inc.

/quotes/zigman/6481302 SAVY
-34.67%



, a leading provider of low cost mutual fund investing platforms used by financial institutions, announced today that the company is able to provide ultra low-cost access to over 13,000 mutual funds, with no minimum deposit or minimum balance requirements and no transaction fees.

According to Matthew Nunez, Director of Business Development, SaveDaily’s proprietary recordkeeping system enables the company to offer investment opportunities to people who in the past could not afford the costs or minimums associated with actively managed mutual funds. “Our technology generally enables us to bypass minimum deposit requirements, transaction fees, and even commissions,” said Nunez. “With SaveDaily, you could actually invest your child’s $5 allowance into an institutional class share, even though the fund has a $5 million minimum.”

Nunez believes that most financial institutions need to do more for the everyday saver. “While Bank of America recently announced that it is offering lower balance requirements for a select group of actively managed portfolios, the required minimum is still $20,000. This leaves a Blue Ocean opportunity for SaveDaily and its institutional partners,” said Nunez. “We wouldn’t ask wealthy clients to move all of their savings into a low yielding CD or money market account. Yet, due to a lack of alternatives, this is exactly what financial institutions are suggesting that 90% of their customers to do. Now there truly is an alternative. SaveDaily is making significant strides when it comes to providing for the everyday saver.”

SaveDaily offers a variety of tax favored account types, including 401k, 403b, and HSA accounts. “Due to the expense of maintaining customer accounts – particularly those with low balances – financial institutions have in the past typically reserved such accounts for a wealthier clientele,” said Nunez. “However, SaveDaily has lowered those costs to a point where our bank clients can now profitably service virtually any customer. As a result, people from all walks of life are able to invest in professionally managed funds and enjoy the same tax benefits as the very wealthy.”

Nunez sees mutual funds as the only viable alternative to CDs, interest checking, or traditional savings. “Right now, such accounts offer only a fraction of the returns they once did,” he said. “Even if you could find one that pays 1%, it would take you 72 years to double your money. With an annuity at 3.5 percent, it would take you 20 years. Yet the wealthy are still earning returns of 6%, 8%, and 10%,” he said. “We at SaveDaily are striving to make these same investment opportunities available to everyday savers.”

About SaveDaily, Inc.

SaveDaily offers investments and record-keeping services to its intermediary partners, as well as directly to clients through a variety of white-labeled interfaces. SaveDaily owns its proprietary financial services platform which has been in production for about three years, helping financial intermediaries succeed in bringing suitable and affordable investment services to everyday savers and investors. SaveDaily, through its financial services partners, has the capability of making virtually all mutual funds available to its clients. SaveDaily conducts its business through its wholly owned subsidiary, SaveDaily.com, Inc., which is headquartered in Seal Beach, California and is a Registered Investment Advisor with the Securities and Exchange Commission. For more information, visit
www.savedaily.com .

Forward Looking Statements

This release may contain forward-looking statements. Actual results may differ from those projected due to a number of risks and uncertainties. SaveDaily does not undertake to update forward-looking statements in this news release to reflect actual results, changes in assumptions or changes in other factors affecting such forward-looking information.

Company Contact: Matthew Nunez, 1-562-795-7500 ext. 1019, matt.nunez@savedaily.com

SOURCE SaveDaily

Copyright (C) 2012 PR Newswire. All rights reserved

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SAVY

SaveDaily Inc.


$
0.60

-0.32
-34.67%

Volume: 3,200
March 7, 2012 12:52p

CPAC survey & straw poll show financial issues still dominate. Result: Romney wins

Sunday, February 19th, 2012

In the run-up to the CPAC straw poll, there was a bit of buzz about the resurgence of social issues for conservative voters — an inevitable result of President Obamas contraception rule and the blowback of it.

The conventional wisdom: This plays to Rick Santorums strengths because hes the real social conservative. Also, Santorums recent three-state victory and Mitt Romneys apparent bungling of it all last week gave a boost to Santorum, who arguably gave a better CPAC speech than Romney as well.

But when the results came in, Romney won both the straw poll and a scientific survey of Republican voters conducted by Fabrizio amp; McLaughlin. There is a difference between the two, however. Romneys win was only 2 percentage points in the Fabrizio survey — well within the 4% error margin. But in the straw poll Romney won by 7. Clearly, there was some deck-stacking as well in Romneys favor at the CPAC hall.

Still, Romney is running as the economy and deficit-busting candidate. And the poll showed that conservatives cared far more about that than any other issues. Caveat: it could be argued that social issues werent specifically polled, so this could misrepresent the level of importance. But CPAC knows conservatives, so its likely the poll reflected what conservatives care about.

The poll results are here:

Download 2-12 CPAC Straw Poll and National Survey Comparison

Morgan Stanley: Financial Loser

Friday, February 17th, 2012

The The KBW Bank Index (I:BKX) declined over 1% to close at 44.53, with all 24 index components showing declines for the session.

Reaction to the broad $25 billion mortgage foreclosure settlement announced Thursday was muted, as most analysts said that the big four US bank holding companies had already made sufficient provisions for mortgage loan losses, or had written-down acquired loans enough to avoid any major effect on earnings from the settlement.

  • Shares of Bank of America (BAC) pulled back over 1% to close at $8.07. The shares have now returned 47% year-to-date, after falling 58% during 2011. The companys contribution to the mortgage settlement will total $11.8 billion, but Wells Fargo analyst Matthew Burnell reduced his 2012 earnings estimate for BAC to 60 cents a share from 75 cents, and his 2013 estimate to a dollar from $1.25, because of the companys warning on lower net interest income because of the refinancing and principal forgiveness under the settlement.
  • JPMorgan Chase (JPM) saw its stock decline nearly 1% to close-out the week at $37.61. The shares have returned 15% year to date, following last years 20% decline. The companys portion of the foreclosure settlement will total $5.3 billion. The company said its performance from prior periods has reflected the estimated costs of the global settlement, and that it expects that the financial impact of the global settlement on the Firms financial results for the first quarter of 2012 and future periods will not be material. Bank of America Merrill Lynch analyst Guy Moszkowski said on Friday that JPMs share of the settlement consists of $1.1 B in hard dollars and $4.2 B in soft-dollars, with the hard dollars covered by litigation reserves that were set aside over the past 15 months or so.
  • Shares of Wells Fargo (WFC) declined 1% to close at $30.27. The shares have now returned 11% year-to-date, following a decline of 10% in 2011. The company will also contribute $5.3 billion as part of the foreclosure settlement, and said that at the end of 2011 it had fully accrued for the Foreclosure Assistance Payment, and that the expected impact of the Consumer Relief Program was covered in our allowance for credit losses, as well as through impairment write-downs on acquired mortgage loans. Bank of America Merrill Lynch analyst Erica Penala said on Friday that the impact of the settlement would be minimal, and reiterated her Buy rating for Wells Fargo, with a price objective of $33, despite the run in the stock, especially as peer valuations appear quite stretched relative to both near-term and even normalized EPS power.
  • Citigroup (C) pulled back over 2% to close at $32.92, with the shares now returning 28% year-to-date, after last years 44% drop. Citi will pay a much smaller $2.2 billion as part of the foreclosure settlement, but is also the only one of the big four restating its prior period results. The company will adjust its fourth quarter and full year 2011 financial results to reflect an additional $84 million (after tax) charge, along with an additional $125 million in after tax charges, in connection with the resolution of related mortgage litigation. Burnell made small reductions in his 2012 EPS estimate for Citigroup to $3.95 from $4.00, and his 2013 estimate to $4.70 from $4.75, due to lower expected net interest income from the firms legacy US mortgage portfolio, which is housed in Citi Holdings.

Details emerge on Rep. McKeon’s Countrywide loan

Wednesday, February 15th, 2012

LOS ANGELESDocuments detail the terms of a discounted mortgage loan received by US Rep. Howard McKeon from the now-defunct Countrywide Financial Corp. under a VIP program, according to a published report.

McKeon received a $315,000 mortgage refinance in 1998 as his family-owned business, Howard amp; Phils Western Wear, was going through a Chapter 11 bankruptcy, the Los Angeles Times said Sunday ( http://lat.ms/xzqdTd).

The newspaper cites financial disclosures and bankruptcy filings that show the Southern California Republican saw his income plummet in the years before refinancing his Stevenson Ranch home. In spite of his limited cash flow, McKeon received a favorable rate and wasnt required to produce documentation proving he could repay the mortgage.

The terms were ordered by Countrywide chief executive Angelo Mozilo, according to documents subpoenaed for a House inquiry.

House investigators are trying to determine whether McKeon and three other congressmen, including fellow California Republican Elton Gallegly, broke rules against gifts when they received loans as part of a VIP program where some of the favored customers were known as Friends of Angelo. The House ethics panel will also investigate whether they performed any favorable actions for the lender.

The other two congressmen are Rep. Pete Sessions, R-Texas, and Rep. Edolphus Towns, D-NY None of the lawmakers has been accused by the